I OWE HOW MUCH??
As much as dealing with insurance raises my blood pressure,
the prices set by pharmaceutical companies makes my blood boil.
Let’s take a look at what I receive in my infusions. The med
is called GammaGard and it is an immunoglobulin. What is that exactly? It is
antibodies, collected from the plasma of healthy people. There are always
rumors on the CIDP Facebook page that there is a shortage or will be a
shortage. So far, I have not experienced this. It makes me very nervous to
think that suddenly it might not be available. The plan was always that my IVig
infusions were a gateway to an oral medicine, so getting me to that point is
what we are trying to do. More on that in a bit.
Because Gammagard is an immunoglobulin and CIPD is a rare
disease, I have a feeling big pharm puts a high price on it just because they
can. Not including my 4 day loading dose when I was diagnosed at Rush, I have
been receiving infusions every 3 weeks for 20 months. According to my
statements from the local hospital, my 2 day visit is roughly billed out at
$35,000 each time. I have racked up $945,000 to date. This is where the love
part of love/ hate with insurance comes in. Each time I come in and the
insurance is billed $35,000 my copay is $110. Which still adds up to quite a
bit of money over time but seems do-able compared to full price. So, the
stories I see of people’s insurance companies suddenly not covering their IVig
completely freak me out. And furthermore, $35,000 seems like a crazy amount.
My dad had IPF, which required a stupid expensive pill that
he never could have afforded if not for a foundation we applied to that covers
meds like that for people who can’t afford it. He was a retired farmer who
lived simply. But why is the pill so expensive to begin with? A 60-day supply
runs almost $13,000. Who comes up with these prices?
I started on Azathioprine back in the spring of 2022. It is
an immunosuppressant. People who have had an organ transplant take it. It keeps
your body from attacking the organ, or in my case, attacking itself. I needed
to have bloodwork done every two weeks to monitor my liver enzymes, as this
drug can elevate them. We slowly increased my dosage, working towards a goal
that would allow me to slowly be weaned off the infusions. As we upped the
dosage, I started to have side effects. My enzymes were becoming elevated, and
I was nauseous a good part of the day. Lost some weight over that one. It was
decided to switch me to another one. There are only about 3 or 4 to chose from
so I was hoping this 2nd one would work. It is called Cellcept and I
have been on it about 6 months now, at the optimal dosage. My bloodwork is all
coming back fine so I think we have a winner. I am taking 2000mg of it a day
and a 3-month supply costs me $60. If I look at the receipt and see what it
really costs as opposed to my copay, it is around $2600. Again, why so
expensive?
We haven’t discussed my Rush bill yet. That didn’t arrive
until several months after my admittance there. I was not looking forward to
it. The day it appeared as a notification in MyChart was not a good day. My
total bill for my 4 days stay there came to $74,263. My portion was slightly under
$15,000. My heart sank when I saw that. How were we going to pay that? My
husband has a good job, but I was just part-time at barely over minimum wage.
We did not have a ton of money left over at the end of the month. We basically just sat and stewed over this new
predicament. Miraculously, about a month or so later, the bill was adjusted and
cut in half, being absorbed by the insurance company. I have no idea why and I
was not going to question it. It is a sad
day though when you are happy to have a $7,400 bill instead of twice that.
I will see my neurologist in March, and we will talk about
spacing out my infusions to every 4 weeks and see how that goes. I am not sure
if it then will go to 5 or at what point I can stop them totally because the
Cellcept will keep me on an even keel. Remission is also not unheard of with
this disease. That would be nice.
Regardless, the day I can stop spending my days in the
infusion center is one I look forward to.
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